You need a team of expert underwriters to assess the policyholder’s risk and present the most suitable cover, terms and, of course, premium.
Our Property underwriting team’s expertise enables us to do just that. Whether it’s leading a large complex deal or participating as a co-insurer with other market participants, we’re focused on providing the policyholder with the cover they need.
From SMEs to large multinational insurance and reinsurance risks, we write business worldwide, across 5 continents – with just the USA outside of our current appetite.
$15m / €25m / £20m
per individual location depending on territory and trade
We partner best with policyholders who treat our capacity as a true risk transfer mechanism, rather than a maintenance policy – we respond best to good deductibles or self-insured retentions.
We insure physical assets and any resultant loss of profits from indemnifiable loss.
We offer primary, excess or full value placements depending on the insured’s specifics. And, are comfortable working with our colleagues to consider package and cross-class solutions.
All risks of physical loss or damage
Fire and Named Perils
Named Catastrophe Perils only
Whether it's SME or a FTSE 250 client, offices, retail or hospitality, we are dedicated to consistently demonstrating our solution-based underwriting.
We consider modern high-tech industries such as pharmaceuticals and electronics, through to more established industries such as metal and mineral processing.
In an increasingly mobile and interconnected world, we welcome submissions from the onshore transportation sector, including airports and road networks.
Our underwriting appetite is industry agnostic – we will write office blocks through to heavy manufacturing.
Part of the success of Probitas, is down to the team living and breathing the entrepreneurial spirit, which, of course, has been the hallmark of the Lloyd’s market for over 300 years.
Our property team adopt a modern approach to underwriting; we are happy to service you at our Box at Lloyd’s, our London Office, or direct on email or telephone.
An innovative cross-class solution with products that have been specifically designed for niche sectors, putting the broker and the policyholder at the forefront of the insurance policy.
27 Nov 2023
18 Oct 2023
08 Sep 2023
01 Mar 2023