Property Underwriting

You need a team of expert underwriters to assess the policyholder’s risk and present the most suitable cover, terms and, of course, premium.

Our Property underwriting team’s expertise enables us to do just that. Whether it’s leading a large complex deal or participating as a co-insurer with other market participants, we’re focused on providing the policyholder with the cover they need.

From SMEs to large multinational insurance and reinsurance risks, we write business worldwide, across 5 continents – with just the USA outside of our current appetite.

Our Capacity

$15m / €25m / £20m

per individual location depending on territory and trade

We partner best with policyholders who treat our capacity as a true risk transfer mechanism, rather than a maintenance policy – we respond best to good deductibles or self-insured retentions.

We insure physical assets and any resultant loss of profits from indemnifiable loss.

We offer primary, excess or full value placements depending on the insured’s specifics. And, are comfortable working with our colleagues to consider package and cross-class solutions.

Property Cover includes:

  • All risks of physical loss or damage

  • Fire and Named Perils

  • Named Catastrophe Perils only

  • Machinery Breakdown


We generally work in the following sectors:

Part of the success of Probitas, is down to the team living and breathing the entrepreneurial spirit, which, of course, has been the hallmark of the Lloyd’s market for over 300 years.

Ash Bathia


Meet the team

Our property team adopt a modern approach to underwriting; we are happy to service you at our Box at Lloyd’s, our London Office, or direct on email or telephone.

Meet the Team

Our Retail Solution

An innovative cross-class solution with products that have been specifically designed for niche sectors, putting the broker and the policyholder at the forefront of the insurance policy.

Learn More