The Central Fund is available at the discretion of the Council of Lloyd’s to meet any valid claim that cannot be met by the resources of a Lloyd’s syndicate.
As a Lloyd’s syndicate, our customers benefit from the Lloyd’s financial strength and Chain of Security.
This means our Financial Rating is:
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Lloyd’s unique capital structure provides excellent financial security to policyholders. As part of this, there are three links in the Chain of Security.
Lloyd’s, often referred to as Lloyd’s of London, is the world’s leading insurance and reinsurance marketplace. Through the collective intelligence and risk-sharing expertise of the market’s underwriters and brokers, Lloyd’s helps to create a braver world.
The Lloyd’s market provides the leadership and insight to anticipate and understand risk, and the knowledge to develop relevant, new and innovative forms of insurance for customers globally.
It offers the efficiencies of shared resources and services in a marketplace that covers and shares risks from more than 200 territories, in any industry, at any scale.
And it promises a trusted, enduring partnership built on the confidence that Lloyd’s protects what matters most: helping people, businesses and communities to recover in times of need.
Lloyd’s began with a few courageous entrepreneurs in a coffeeshop. Three centuries later, the Lloyd’s market continues that proud tradition, sharing risk in order to protect, build resilience and inspire courage everywhere.
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