Liability: Aged Care Underwriting

We offer a Combined Liability Insurance product to the Australian Residential Aged Care Sector, with a focus on being the best offering in the market.

  • Broadform General and Products Liability
  • Abuse Insurance (affirmative coverage including sexual abuse and replacement wages for stood down staff)
  • Professional Indemnity incl. Malpractice Insurance Civil Liability trigger
  • Management Liability which includes Entity Cover, Employment Practices Insurance, Crime Cover (including residents’ property), Crisis Management Expense, Tax Audit Costs and Statutory Liability Insurance


Our Capacity

Up to AUD$20m

For any enquiries about our Pacific Aged Care underwriting, please get in touch with Frank Van Rooy.

Our Aged Care Cover Limits:

  • General and Products Liability: limits up to $20,000,000
  • Abuse: limits up to $20,000,000
  • Professional Indemnity: limits up to $20,000,000 including one reinstatement
  • Management Liability: limits up to $10,000,000 (incl. entity cover & the following extensions)
  • Employment Practices liability: limits up to $5,000,000
  • Crime: limits up to $250,000.
  • Crisis Management: limits up to $250,000
  • Statutory Liability: limits up to $5,000,000
  • Tax Audit: limits up to $100,000

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Probitas Syndicate 1492 is managed at Lloyd’s by Probitas Managing Agency Limited. Probitas Managing Agency Limited is registered in England and Wales (No. 12242600) at 88 Leadenhall Street, London, EC3A 3BP and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number 931446). Probitas 1492 (Pacific) Pty Ltd (ABN 82 663 993 244) is registered in Australia and is a Lloyd’s approved service company and coverholder of Probitas Managing Agency Limited. Probitas 1492 (Pacific) Pty Ltd is regulated in Australia by the Australian Securities and Investments Commission (Licence No: 545082). We may process your personal data. For information on how your personal data is used and the rights that you have please see the Privacy Notice. If you are providing personal data to us on behalf of another individual, you must provide this Privacy Notice to them. Please find our Terms of Trade here.